In the United States, one of the most common types of insurance is car insurance. There are a couple of reasons for this. First, has to do with the sheer number of cars in the United States, an estimated 245,000,000 vehicles. Second, all states, with the exception of Virgina and Mississippi, require that drivers have at least some kind of car insurance.
There are a few different kinds of car insurance. The most basic car insurance is known as liability coverage. It covers damages for bodily injury and property damage for which the insured driver is responsible. However, it will not cover damage caused by another driver or thing. However, this kind of insurance is fairly limited. Many drivers want more extensive coverage.
Hence there is collision coverage. Collision coverage is designed to coverage fo