Most patients healthcare providers in the United States see on a regular basis rely on health insurance companies to cover their medical expenses. While many people have great health insurance plans that cover all of their needs, others struggle with denied claims and difficult negotiations. If you’re dealing with an insurance claim denial, you can appeal the company’s decision.
The video posted here covers the basics of insurance claim denials and appeals.
You may be able to submit an appeal directly through your insurance carrier’s website, and you should be able to find an online guide for your specific insurer.
Healthcare providers frequently handle insurance appeals, as well. If you’re struggling with a claim denial for a necessary procedure, medication, or specialist visit, you may be able to reach out to your primary care doctor for assistance. Financial and insurance advisors may also be of assistance. Just note that your care plan may need to be adjusted to fit into your insurance plan’s specifications.
In the worst-case scenario, you may need legal assistance. Don’t hesitate to look for a lawyer offering pro bono services in your area. With so many resources available to you, you should be able to get the care you need with a little effort and time.