Facts On Insurance

Nebraska medicare supplement insurance

Right now, the healthcare industry is absolutely essential to the lives of many Americans. As time goes by and people grow older, they are more susceptible to having medical issues and chronic health problems. As a result, it is absolutely essential for people to get the right type of health insurance.

Insurance can be a bit tricky to people on the outside looking in and that is more often than not why people will go out of their way to get a reliable agent that can work for them. This agent will help people have a better understanding of their car insurance, home insurance, and life and health insurance. Here are all of the facts that surround all of these important aspects of life.

By the year 2030, the last of the baby boomer generation will end up turning 65. This means that one in every five Americans, which equates to 72 million people, will be an older adult. These older adults will more than likely need help and that is why they need healthcare help in the form of Medicare supplement.

In the year of 1962, just about half of all American citizens over the age of 65 has absolutely no health insurance. This is incredibly dangerous for people whom are older in age. However, the latest data shows that only 2% of all Americans over the age of 65 have no coverage. So now, people are more prone to taking care of themselves than before.

Some people are lucky enough to get coverage from their employer. As a matter of fact, a recent Gallup poll was conducted about this top in January 2015. This Gallup poll revealed that two in every five Americans under the age of 65 have healthcare coverage from their employer!

Just about 86% of all those surveyed mentioned they would agree that most people would require some amount of life insurance coverage. This directly points to just how important this is in the eyes of most people. As a result, it is important to get this type of coverage as opposed to taking any risks.

3 in 5 people own some type of life insurance, and another 34% report a likelihood of making a purchase within the coming year. 1 in 3 U.S. adults has pre-diabetes, and most do not know it. This type of information is essential to the longevity of life.

Almost 84% of people age 65 years and older die from heart disease. For the most part, this type of issue can be treated and minimized to a certain degree. However, it cannot be done without the right type of coverage.

The United States has the highest rates of chronic health conditions, such as diabetes and heart disease: 87% of older Americans report at least one chronic illness, and 68% reported two or more. These types of chronic illnesses will require constant treatment which requires the right type of healthcare coverage. Again, this points to the idea that getting the right type of coverage is essential.

Today, more than two-thirds of all health care costs are for treating chronic illnesses. Among health care costs for older Americans, 95% are for chronic diseases. One in seven baby boomers, just about 14%, say they are currently being treated for depression, which is a higher rate than among other generations of American adults. This information comes from a Gallop poll in 2015.

In Conclusion

Getting the right type of insurance is not going to necessarilly allow for everyone to be living a healthy life, but it will help no doubt. The right type of healthcare coverage will provide great policy plans that help people get the proper treatment that they need. This is absolutely important for people to make sure that they are getting constant help for chronic issues.

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