Archive for January, 2017

What Are The Most Common Illnesses In The United States?

Written by Insurance Appeal Letter on . Posted in Indiana life insurance, Louisiana life insurance policies, Medicare advantage vs. medigap insurance

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Do you need help choosing a health plan? With the United States seeing its healthcare policies in constant flux, it helps to know your options when it comes to getting the basic care you need to stay healthy and happy. Choosing a health plan means balancing your budget, exploring your unique needs and pinpointing the proper care necessary to make sure you’re covered no matter what happens. If you’re not sure what the best medicare supplement will be for your lifestyle or simply want to know more about the most common health issues facing modern Americans today, take a look at the list below to get started.

Diabetes

One of the most common issues facing American adults today is that of diabetes. In fact, one in three American adults has pre-diabetes and most are unaware of it. It’s essential to visit with your regular doctor to determine if you have lifestyle or genetic factors that could have you predisposed toward this condition.

Heart Disease

Did you know nearly 85% of people over the age of 65 will die from heart disease? This debilitating condition is caused by a variety of factors, including genetic predisposition, stress, smoking and age. Heart disease can lead to instances of heart attack, as well, and can be better staved off with preventative measures, regular check-ups, lifestyle changes and an ongoing, healthy diet regimen.

Diet

A healthy diet is one of the best ways to secure a healthy body and a healthy mind. Different age groups require different needs, however, with the Institute of Medicine Dietary Reference Intakes recommending at least 21 grams of fiber per day for women over the age of 50 as well as 30 grams of fiber per day for men in their later years. Age can contribute to loss of bone density, hormonal fluctuations and vitamin deficiency. Because of this supplements can be helpful in a healthy diet as well, ranging from hormonal to basic vitamins.

Breast Cancer

A frequent issue faced by thousands of Americans every year is that of breast cancer. Thanks to a survey conducted by The State Of Aging And Health In America, a mammography screening conducted every two years for women over the ages of 65 has been shown to significantly reduce breast cancer-related deaths. While a self-check can be done in the safety of your own home, it’s essential to have a professional eye assisting you on a regular basis.

Age

The United States is home to a rapidly aging population. It’s estimated that, by 2050, Americans over the age of 65 will number nearly 89 million across the country. As a result healthcare plans will have to go through significant changes to meet the needs of elderly populations as well as those with disabilities or chronic illness. Today, more than two-thirds of all health care costs are for treating chronic illnesses or diseases.

Choosing A Health Plan

Everyone has different needs when it comes to applying for a life insurance plan. Life insurance policies can be purchased at almost any benefit increment in the United States, from as little as $10,000 into the millions. While two in five Americans over the age of 65 have employer-based healthcare coverage, this is not the reality for the majority of the population. Six in 10 Americans, according to a survey conducted by The Commonwealth Fund, say that Medicare is working well and meeting their needs. Consider applying for a Medigap plan to supplement your own health insurance, such as emergency room visits or out-of-state travel expenses, to ensure you’re never wanting for assistance when you need it most.